Under contract-accepting backup offers. Tucked away in one of the most charming coastal pockets of Pinellas County, 322 Ontario Avenue delivers the kind of Florida living most only dream about. With vibrant Key West-inspired curb appeal, three thoughtfully designed levels, and zoning that allows short-term rentals, this is more than just a home—it’s a lifestyle and an opportunity. Built in 2018 and meticulously maintained, this 4-bedroom, 2.5-bath home welcomes you with an airy, elevated feel from the moment you walk in. On the ground level, a massive 900+ square foot garage offers more than just parking—it’s the perfect space for paddleboards, bikes, golf carts, or even a workshop or home gym. Step out back and you’ll find a wide 34-foot covered lanai ready for sunset cocktails, weekend grilling, or lazy afternoons with a book and a breeze. The second floor unfolds into a bright and open main living space with soaring ceilings, impact-rated windows, and the kind of flow that makes entertaining effortless. The kitchen features 42” wood cabinets, a center island, and an easy connection to the dining and living areas. Whether you’re cooking for two or ten, this space brings everyone together. The primary suite is tucked just off the main area and includes a spacious walk-in closet, dual vanity, and large tiled shower—offering privacy and comfort all on one level. The top floor offers three more bedrooms, a full bath, and a unique guest suite with private balcony access—ideal for visitors, family, or creating your own personal escape. With separate space across all three levels, this home easily supports multigenerational living, remote work, or flexible rental setups. Located just steps from the water, the Pinellas Trail, and some of the best sunsets on the Gulf Coast, you’ll love the laid-back Crystal Beach vibe—where locals cruise on golf carts, there's no HOA, and life moves just a little slower. Zoned R-4, this home is short-term rental ready, giving you the rare freedom to use it as a full-time residence, vacation retreat, or income-producing property right away. Opportunities like this are rare in Crystal Beach—newer construction, prime zoning, no HOA, and serious lifestyle appeal. If you're looking for something that checks every box, look no further. This is your place in the sun.