Desirable Flor-A-Mar waterfront opportunity in Gulf Harbors! This block home offers 2 bedrooms, 2 baths, 2-car garage, 80' of seawall waterfront, and sits on a deep, wide canal with quick Gulf access just minutes to open water. Located on one of the area’s most desirable canals, enjoy beautiful water views, boating, fishing, and watching dolphins and manatees right from your backyard. Home flooded during Hurricane Helene and drywall has been cut, creating a head start for renovation. Plumbing is functional and the property is ready for your updates and personal touches. Interior features include a split floor plan, spacious primary suite, family room with wood-burning fireplace, formal living/dining areas, large kitchen with breakfast bar, ceramic tile flooring, and multiple lanais/screened outdoor living spaces. Outside you’ll find a floating dock, the remnants of a boat lift/davits, seawall, mature landscaping, and room to create the ultimate waterfront retreat. Priced 169k below tax assessed value, this is a rare chance to buy a gulf-access canal home in a highly sought-after waterfront neighborhood and build instant equity. Enjoy the freedom of an optional HOA at just $125 annually, with the additional opportunity to join the exclusive Gulf Harbors private beach club for only $200 per year, featuring white sand, cabanas, grills, and unforgettable Gulf sunsets. The neighborhood is golf cart friendly and centrally located with easy access to downtown New Port Richey, home to the Riverwalk at Sims Park, local shops, restaurants, and bars. Conveniently located near shopping, dining, medical facilities, and the Pasco/Pinellas line for easy Tampa Bay access. Sold As-Is. Cash or renovation financing may be best.